A representative example of the total cost of the loan, including the principal and all applicable fees. Maximum Annual Percentage Rate (APR), which generally includes interest rate plus fees and other costs for a year, or similar other rate calculated consistently with local law. Minimum and maximum period for repayment. Examples not included: Mortgages, car loans, revolving lines of credit (such as credit cards, personal lines of credit)Īpps that provide personal loans, including but not limited to apps which offer loans directly, lead generators, and those who connect consumers with third-party lenders, must have the App Category set to “Finance” in Play Console and disclose the following information in the app metadata:. Examples: Personal loans, payday loans, peer-to-peer loans, title loans. 
Personal loan consumers require information about the quality, features, fees, repayment schedule, risks, and benefits of loan products in order to make informed decisions about whether to undertake the loan. We define personal loans as lending money from one individual, organization, or entity to an individual consumer on a nonrecurring basis, not for the purpose of financing purchase of a fixed asset or education.
Apps that degrade or objectify people, such as apps that claim to undress people or see through clothing, even if labelled as prank or entertainment apps. Apps that promote sex-related entertainment, escort services, or other services that may be interpreted as providing sexual acts in exchange for compensation, including but not limited to compensated dating or sexual arrangements where one participant is expected or implied to provide money, gifts, or financial support to another participant (“sugar dating”). Content that depicts, describes, or encourages bestiality. Content that is lewd or profane - including but not limited to content which may contain profanity, slurs, explicit text, adult/sexual keywords in the store listing or in-app. Content that depicts or are functionally sexual aids, sex guides, illegal sexual themes and fetishes. Depictions, animations or illustrations of sex acts, or sexually suggestive poses or the sexual depiction of body parts. Depictions of sexual nudity, or sexually suggestive poses in which the subject is nude, blurred or minimally clothed, and/or where the clothing would not be acceptable in an appropriate public context.
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